Account Overview

This unlimited transaction account is designed to provide a low cost option for your everyday checking account needs.

Minimum to open: $25.00

Monthly Minimum Balance Fee

• No Fee with monthly direct deposit⁽²⁾  OR if you maintain a balance of $100.00 or above each day in the statement period
• $6.95 without monthly direct deposit OR if balance falls below $100.00 any day in the statement period.
• $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee)
• Monthly Minimum Balance Fee is based on a minimum daily balance

Non-interest bearing account

Account Overview

If you have experienced previous bank account challenges, this account is designed to provide a "Second Chance".

Minimum to open: $25.00

Monthly Maintenance Fee

• $9.95 with monthly direct deposit⁽²⁾
• $11.95 without monthly direct deposit
• $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee)

Additional Account Service Charge

• $9.00 one-time account set up fee

Non-interest bearing account

Monthly Maintenance fee is assessed regardless of account balance

Account Overview

Our Choice Checking offers unlimited check writing, earns interest each day the account balance is $1,000 or more, and is interest bearing. No Monthly Minimum Balance Fee if you maintain a balance of $750 or above each day in the statement period.

Minimum to open: $25.00

Monthly Minimum Balance Fee

• No Fee if you maintain a balance of $750.00 or above each day in the statement period
• $7.50 if the balance falls below $750.00 any day in the statement period
• $10.00 if the balance falls below $100.00 any day in the statement period
• $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee).
• Monthly Minimum Balance Fee is based on a minimum daily balance

Account overview

For customers who are 55 years and better(5), we offer the Sterling Advantage Account. This account earns interest each day the account balance is $1,000 or more while providing many additional services.

Minimum to open: $25.00

Monthly Maintenance Fee

• No Charge

Additional Account Features
at No Charge

• Woodforest custom wallet checks⁽⁴⁾
• Woodforest Debit Card⁽¹⁾
• Cashier's Checks
• Money orders
• Notary Services⁽³⁾

Account overview

Woodforest Platinum Plus Checking helps your money work even harder for you. Earn our most competitive interest rate with unlimited check writing opportunities.

Minimum to open: $25.00

Monthly Maintenance Fee

• No Monthly Maintenance Fee if you maintain a balance of $10,000.00 or above each day in the statement period.
• $25.00 if balance falls below $10,000.00 any day in the statement period.
• Monthly Maintenance Fee is based on minimum daily balance.

Additional Account Features
at No Charge

• Woodforest custom wallet checks⁽⁴⁾
• Woodforest Debit Card⁽¹⁾
• Cashier's Checks
• Money orders
• Notary Services⁽³⁾