ICBA and Woodforest National Bank® Offer

Financial Tips for Travelers

Planning for your trip ahead of time can help keep your money safe

 Washington, D.C. July 8, 2015—The Independent Community Bankers of America® (ICBA) and Woodforest National Bank are providing consumers with the information they need to help keep their money secure before they plan for their next vacation.

“Running out of money or losing your wallet is a quick way to ruin your trip,” said ICBA Chairman Jack Hartings, president and CEO of The Peoples Bank Co., Coldwater, Ohio. “Community bankers are relationship bankers who work with their customers, so in the event something unfortunate does happen, they will be ready to lend a helping hand.”

Financial professionals agree that the safest and most convenient way to travel with your money is to take a small amount of cash with you. Another good idea is to bring a debit and/or credit card as well. These cards are convenient while traveling because they are easy to carry, easy to use and often offer the lowest fees and the best exchange rates. Additionally, in the event that your debit and/or credit card is lost or stolen, you can easily have it deactivated to prevent further spending by calling your bank’s customer service number for added security as opposed to lost or stolen cash, which cannot be tracked.

ICBA and Woodforest offer these tips to consumers about what they need to take care of before they take off:

  • Let Woodforest know when and where you will be traveling so that you will avoid any potential denials or fraud alerts when out-of-the-ordinary transactions are presented.
  • Ask Woodforest about daily spending and withdrawal limits to help avoid a card denial when traveling.
  • Find out which ATM or debit card fees you may be subject to while traveling or at your travel destination.
  • Be sure to know Woodforest’s customer service phone number. Better yet, add the number to your mobile contacts in case you have to report the card lost or stolen.
  • Have a backup card stored in a different place when you travel in case other cards get lost or stolen.
  • Make sure your card brands are accepted at the locations or countries you are traveling to.
  • Avoid logging onto your online or mobile banking account via public WiFi networks. Instead, use cellular data networks, or call the bank directly. If using cellular data, use virus protection to protect your accounts and phone.
  • Do not give financial information to callers who contact you and claim to be from your bank or credit card company, especially if they ask you to provide them with private information. If you are concerned about your bank account, credit card information or other personal financial data, contact Woodforest directly.

“Whether you and your family are traveling close by or to a different country, it is better to be prepared for any event that comes your way,” said Julie V. Mayrant, President, Woodforest National Bank “Woodforest is here to help ensure your finances will be kept safe every day of the year. Stop by your closest branch to discuss any questions you may have about your finances with a local retail banker today.”

About Woodforest National Bank

For over 34 years, Woodforest National Bank has successfully stood among the strongest community banks in the nation, proudly offering unsurpassed quality customer service since 1980. Woodforest National Bank offers both consumer and business products and services at more than 749 branches in 17 states across the United States.

Woodforest National Bank is committed to earning customer loyalty by offering the highest level of customer service and competitive products and services by employees who are fair, responsive and professional. We believe in "relationship banking" and stand behind our motto of Banking Your Way...EVERY DAY AND NIGHT!

For more information about Woodforest National Bank, please call 832-375-2000 or visit the bank’s web site at www.woodforest.com.

About ICBA

The Independent Community Bankers of America®, the nation’s voice for more than 6,000 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services. For more information, visit www.icba.org.

Banking your way... EVERY DAY AND NIGHT!®

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