Business Overdraft Services

We offer the following overdraft services to assist in managing your account: Standard Overdraft Practices and Overdraft Protection Plans, such as Account Sweep and a Line of Credit, which allow you to control your cost associated with overdrafts.

To prevent overdraft fees, we recommend maintaining all account activity in a account register and routinely reconciling your account to the balance reported by the bank. Using our automated telephone information system, Online Banking, Online Banking Alerts, and Daily Email Notifications to monitor your account balance and account activity can assist you in managing your account. As an example, Daily Email Notifications are sent to you each day and include detailed account balance and transaction information. Online Banking Alerts can be set to email you when your balance drops below an amount you set.

Your account will come with Standard Overdraft Practices, as described in the document below and in accordance with our Terms and Conditions.

To fully understand overdrafts and our Standard Overdraft Practices, review the following document.

• Business Overdraft Services (PDF 92KB)

For further information about Overdraft Services, please see a retail banker.