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Toll-Free: 1-877-968-7962
General Inquiries:
info@woodforest.com
Or visit our Contact Us page

Ask one of our retail bankers for complete details!

Woodforest Checking*Second Chance Checking®*Choice Checking*

Account overview

This unlimited transaction account is designed to provide a low cost option for your everyday checking account needs.

Minimum to open: $25.00

Monthly Minimum Balance Fee

  • No Fee with monthly direct deposit(3)  OR if you maintain a balance of $100.00 or above each day in the statement period
  • $5.95 if either of the above requirements are not met
  • Monthly Minimum Balance Fee is based on a minimum daily balance

Non-interest bearing account

Effective 9-1-15:

  • Monthly Minimum Balance Fee

    • $6.95 without monthly direct deposit OR if balance falls below $100.00 any day in the statement period.

  • $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee).

Account overview

If you have experienced previous bank account challenges, this account is designed to provide a "Second Chance".

Minimum to open: $25.00

Monthly Maintenance Fee

  • $7.95 with monthly direct deposit(3)
  • $9.95 without monthly direct deposit

Additional Account Service Charge

  • $9.00 one-time account set up fee

Non-interest bearing account

Monthly Maintenance fee is assessed regardless of account balance

Effective 9-1-15:

  • Monthly Maintenance Fee

    • $9.95 with monthly direct deposit.

    • $11.95 without monthly direct deposit.

  • $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee).

Account overview

Our Choice Checking offers unlimited check writing, and is interest bearing. No Monthly Minimum Balance Fee if you maintain a balance of $750 or above each day in the statement period.

Minimum to open: $25.00

Monthly Minimum Balance Fee

  • No Fee if you maintain a balance of $750.00 or above each day in the statement period
  • $7.50 if the balance falls below $750.00 any day in the statement period
  • $10.00 if the balance falls below $100.00 any day in the statement period
  • Monthly Minimum Balance Fee is based on a minimum daily balance

Effective 9-1-15: 

  • $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee).

Sterling Advantage*Platinum Plus Checking*

Account overview

For customers who are 50 years and better, we offer the Sterling Advantage Account. This account earns interest each day the account balance is $1,000 or more while providing many additional services.

Minimum to open: $25.00

Monthly Maintenance Fee

  • No Charge

Additional Account Features at No Charge

  • Woodforest custom wallet checks(5)
  • Woodforest Debit MasterCard®(2)
  • Cashiers Checks
  • Money orders
  • Notary Services(4)

Account overview

Woodforest Platinum Plus Checking helps your money work even harder for you. Earn our most competitive interest rate with unlimited check writing opportunities.

Minimum to open: $25.00

Monthly Maintenance Fee

  • No Monthly Maintenance Fee if you maintain a balance of $10,000.00 or above each day in the statement period.
  • $25.00 if balance falls below $10,000.00 any day in the statement period.
  • Monthly Maintenance Fee is based on minimum daily balance.

Additional Account Features at No Charge

  • Woodforest custom wallet checks(5)
  • Woodforest Debit MasterCard®(2)
  • Cashiers Checks
  • Money orders
  • Notary Services(4)

*Regardless of account type when items are presented for payment in excess of the balance in your account, an insufficient or overdraft item charge will be assessed each time the item is presented whether the item is paid or returned. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item charge if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one insufficient or overdraft item charge may be assessed in a single day. For more information regarding our insufficient/overdraft item charge, please refer to our Schedule of Fees available by visiting www.woodforest.com or calling Woodforest Customer Care at 1-877-968-7962. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a retail banker.

(1) A setup fee and related POS and ATM charges will still apply including surcharges that may be imposed by non-Woodforest ATM owners and operators. (2) The setup fee is waived. All other ATM and POS charges still apply as described in #(1). (3)Direct deposits are monthly deposits made electronically into your account from an employer or other outside agency such as a Social Security deposit. (4)Service may not be available in all branches. (5) One (1) box of custom wallet checks per order.

Please note: Some accounts and services, and fees that apply to them, vary for the state of Maryland.  If you are a Maryland resident, please click Change at the top of the screen and enter your Maryland zip code.

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