We offer a variety of checking accounts to meet your banking needs.
All of our accounts are available to open at a convenient branch near you. Woodforest Checking, Platinum Plus Checking, and Choice Checking are also available to open online.*
Woodforest Checking*
This unlimited transaction account is designed to provide a low cost option for your everyday checking account needs.
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Platinum Plus Checking*
Woodforest Platinum Plus Checking helps your money work even harder for you. Earn our most competitive interest rate with unlimited check writing opportunities.
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Choice Checking*
Our Choice Checking offers unlimited check writing and earns interest each day the account balance is $1,000 or more. No Monthly Minimum Balance Fee if you maintain a balance of $750 or above each day in the statement period.
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Sterling Advantage*
For customers who are 55 years and better(2), we offer the Sterling Advantage Account. This account earns interest each day the account balance is $1,000 or more while providing many additional services.
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Second Chance Checking®*
If you have experienced previous bank account challenges, this account is designed to provide a “Second Chance”.
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WBank Account
WBank Account checkless checking offers an affordable monthly maintenance fee along with account features that can help you manage your finances.
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Select an option below. Routing and account numbers can also be found in Woodforest Online Banking and our Mobile Banking App.
Access your account whenever and wherever with Online and Mobile Banking.**
*Regardless of account type, when items are presented for payment in excess of the balance in your account, an overdraft item fee will be assessed if the item is paid. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item fee if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one overdraft item fee may be assessed in a single day. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a Retail Banker.
**Data rates may apply. See carrier for details.
(1) Direct deposits are monthly deposits made electronically into your account from an employer or other outside agency.
(2) If no account owner meets the age qualification, you will be notified and the account will be converted to another product.
(3) When you do not have enough available funds in your WBank Account to cover the transaction, we will return the item whenever possible at no cost to you. While this account prevents you from overdrawing in most cases, there may still be times when your account could have a negative balance. For example, this could happen if a transaction is approved for one amount, but the actual charge is more than the amount of money in your account. This may occur when you use your debit card for a meal and then add a tip. In this situation, the full payment may go through and result in a negative balance on your account, but we will not charge you an overdraft fee.