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Personal Checking

Woodforest Checking Accounts

Offering a variety of accounts to meet your checking needs.

We offer a variety of checking accounts to meet your banking needs.

All of our accounts are available to open at a convenient branch near you. Woodforest Checking, Platinum Plus Checking, and Choice Checking are also available to open online.*

Woodforest Checking*

This unlimited transaction account is designed to provide a low cost option for your everyday checking account needs.

KEY BENEFIT

  • No monthly service fee with direct deposit(1)

Platinum Plus Checking*

Woodforest Platinum Plus Checking helps your money work even harder for you. Earn our most competitive interest rate with unlimited check writing opportunities.

KEY BENEFIT

  • Earns our most competitive interest rate and includes added features at no charge

Choice Checking*

Our Choice Checking offers unlimited check writing and earns interest each day the account balance is $1,000 or more. No Monthly Minimum Balance Fee if you maintain a balance of $750 or above each day in the statement period.

KEY BENEFIT

  • Unlimited transaction account that earns interest

Sterling Advantage*

For customers who are 55 years and better(2), we offer the Sterling Advantage Account. This account earns interest each day the account balance is $1,000 or more while providing many additional services.

KEY BENEFIT

  • Account for those 55 and older(2) that offers benefits, including the monthly service fee, at no charge

Second Chance Checking®*

If you have experienced previous bank account challenges, this account is designed to provide a “Second Chance”.

KEY BENEFIT

  • Unlimited transaction account that provides the opportunity to build banking history

WBank Account

WBank Account checkless checking offers an affordable monthly  maintenance fee along with account features that can help you manage your finances.

KEY BENEFIT

  • Checkless account with low monthly service charge and no overdraft fees(3)

Compare all of Woodforest's Checking accounts to find your perfect fit!

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There's a Woodforest Near You!

Locate the branch nearest you and stop by today.

Woodforest Routing and Account Numbers

Select an option below. Routing and account numbers can also be found in Woodforest Online Banking and our Mobile Banking App.

Are you looking for a routing number or an account number?

In what state did you open your account?

To protect your personal information, we will not display your account numbers here. See below for ways to locate your account number.

Online Banking

To find your full account and routing numbers, simply log in to Woodforest Online Banking. Select the account you need the details for, and then follow these instructions:

Step 1: Select the Routing Details on the left hand side menu.

Step 2: You'll be able to view your account and routing number details.

Mobile App

To find your full account and routing numbers, simply log in to your Mobile Banking App, and then follow these instructions:

Step 1: Select your Checking or Savings Account.

Step 2: Select "Routing Details" to reveal your information.

Step 3: You'll be able to view your account and routing number details.

Checks

Your account number is located along the bottom of your check, to the right of the routing and check number.

Account Statement

Your full account number appears near the top of your paper and eStatements.

If you're still having difficulty in locating your routing or account number, please contact us or visit one of our convenient branches.

Tools

Direct Deposit Form (PDF 100.6 KB)
Switch Kit (PDF 3.4 MB)
Account Reconciliation Sheet (PDF 37.9 KB)

Additional Disclosures

Schedule of Fees (PDF 82.2 KB)
Terms & Conditions (PDF 275.2 KB)
What You Need To Know About Overdrafts and Overdraft Fees (PDF 199.8 KB)
Consumer Overdraft Services and FAQs (PDF 308.4 KB)

Additional Personal Banking Benefits

Online & Mobile Banking

Access your account whenever and wherever with Online and Mobile Banking.**

Debit Cards

Use your debit card to get cash at ATMs, make purchases, pay with digital wallets, and more.

Overdraft Services

We offer services to help prevent you from accidental overdraft fees.

*Regardless of account type, when items are presented for payment in excess of the balance in your account, an overdraft item fee will be assessed if the item is paid. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item fee if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one overdraft item fee may be assessed in a single day. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a Retail Banker.

**Data rates may apply. See carrier for details.

(1) Direct deposits are monthly deposits made electronically into your account from an employer or other outside agency.

(2) If no account owner meets the age qualification, you will be notified and the account will be converted to another product.

(3) When you do not have enough available funds in your WBank Account to cover the transaction, we will return the item whenever possible at no cost to you. While this account prevents you from overdrawing in most cases, there may still be times when your account could have a negative balance. For example, this could happen if a transaction is approved for one amount, but the actual charge is more than the amount of money in your account. This may occur when you use your debit card for a meal and then add a tip. In this situation, the full payment may go through and result in a negative balance on your account, but we will not charge you an overdraft fee.