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Second Chance Checking Second Chance Checking

Second Chance Checking®*

This account is not available for Online Account Opening. Please visit a branch to open an account.

Account Description

If you have experienced previous bank account challenges, this account is designed to provide a "Second Chance".

Key Benefits of This Account

  • Unlimited transaction account that provides the opportunity to build banking history

View the Second Chance Checking Account Overview.

Account Details

Minimum to open: $25.00

Monthly Maintenance Fee:

  • $9.95 with monthly direct deposit(1)
  • $11.95 without monthly direct deposit
  • $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee)

Additional Account Service Charge:

  • $9.00 one-time account set up fee

Non-interest bearing account

Monthly Maintenance fee is assessed, regardless of account balance

Every qualifying customer can take advantage of the following benefits on this Woodforest Account

Banking On The Go

Bank anytime, anywhere with our Woodforest Mobile Banking App.**
Manage Your Accounts
Pay Your Bills
Mobile Deposit
Debit Card Management
Manage Your Accounts

Manage Your Accounts

View balances, transactions, eStatements, set up account alerts, and more!
Pay Your Bills

Pay Your Bills

Pay your bills, view payment history, and more.
Mobile Deposit

Mobile Deposit

Deposit checks at your convenience using your mobile phone! It's as easy as taking a photo!

Debit Card Management

Debit Card Management

Control when, where, and how your Woodforest Debit Card is being used.

Online and Mobile** Banking with Woodforest offers so much more!

Learn More

Ready to start banking on the go? Download the Woodforest Mobile Banking App** today!

Download on the App Store Get it on Google Play

You must be enrolled in Woodforest Online Banking to access your account on our Mobile Banking App.**

Data rates may apply. See carrier for details.

Compare all of Woodforest's Checking accounts to find your perfect fit!

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Second Chance Checking Second Chance Checking

There's a Woodforest Near You!

Locate the branch nearest you and stop by today.

Additional Personal Banking Benefits

Online & Mobile Banking

Access your account whenever and wherever with Online and Mobile Banking.**

Debit Cards

Use your debit card to get cash at ATMs, make purchases, pay with digital wallets, and more.

Overdraft Services

We offer services to help protect you from accidental overdraft fees.

*Regardless of account type, when items are presented for payment in excess of the balance in your account, an overdraft item fee will be assessed if the item is paid. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item fee if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one overdraft item fee may be assessed in a single day. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a retail banker.

**Mobile data rates may apply. Please see your carrier for details.

(1) Direct deposits are monthly deposits made electronically into your account from an employer or other outside agency.