Log in to Online Banking

Deposit Interest Rates

Make your money work for you with an interest-bearing account.

APY accurate as of 7/4/2025

Monthly service charges and/or excessive withdrawal fees may reduce earnings on checking and savings accounts.

Penalties for CDs may be assessed for early withdrawals.

For complete product details and disclosures, please email us, call us, or contact one of our Woodforest Retail Bankers.

Business Plus Checking Learn More
Savings Account Under $10,000 Learn More
Savings Account Over $10,000 Learn More
Money Market Learn More
Annual Percentage Yield
0.35%
0.15%
0.40%
0.40%
Balance Required to Earn APY
$0.01
$0.01
$10,000
$0.01
Transaction Limits
Unlimited
Limited
Limited
Limited
14 Day
1 Month
3 Month
6 Month
1 Year
2 Year
3 Year
4 Year
5 Year
Annual Percentage Yield (APY)(1)
0.05%
0.20%
2.50%
2.75%
2.50%
2.25%
1.40%
1.30%
1.35%
Deposit Interest Rates Deposit Interest Rates

There's a Woodforest Near You!

Locate the branch nearest you and stop by today.

Additional Small Business Banking Benefits

Federal Tax Payments

A free service that allows small business owners to pay all federal taxes electronically.

Small Business Resources

Utilize these resources to help guide your Small Business in the right direction during financial decision making moments.

Business Overdraft Services

We offer multiple overdraft services to assist in managing your account.

The annual percentage yields (APY) listed above are accurate as of the date posted above. The daily balance method is used to calculate the interest.

For Checking and Savings Accounts, the interest rate is variable and may change after the account is opened. Ask a Woodforest Retail Banker for minimum opening deposits for our checking and savings products. Fees could reduce earnings on the account.

For Certificates of Deposit and IRAs, a $500 minimum deposit is required. Penalties may be imposed for early withdrawal. Other fees, restrictions, and terms apply.

For complete information regarding our products, services, fees, and terms, please speak with a Woodforest Retail Banker.

(1) The APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity.