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Nine Tips to Simplify Your Finances Nine Tips to Simplify Your Finances

Nine Tips to Simplify Your Finances

Managing your finances can seem complicated at times, but there are steps you can take to make it more convenient and less time consuming. Here are nine tips for streamlining your banking and financial tasks:

Enroll in direct deposit.
This can help reduce your trips to the bank, and if your direct deposit goes into a Woodforest account, you could even receive your paycheck one day earlier!

Sign up for Low Balance Alerts.
These helpful notifications alert you when your account balance drops below a threshold you set. By paying attention to these alerts and being proactive, you can avoid overdraft fees and stay on top of your finances.

Sign up for overdraft protection.
Linking your checking account to a line of credit or savings account could help you avoid the inconvenience of a bounced check or unexpected low funds. Learn more about our Overdraft Services.

Setup automatic transfers.
Regular, automatic transfers to a savings account can add up and help you keep your finances in order. Visit our Start Saving page to learn more about ways to save!

Use online bill pay.
Pay your bills online from one convenient location - set up payees, schedule payments, and more through Woodforest Online Services.

Consolidate your banking relationships.
Maintaining your accounts through a single bank can help make managing your finances easier. We’ve created a Switch Kit to help you move your accounts from other financial institutions to Woodforest National Bank.

Download Switch Kit

Try third-party financial software.
With Woodforest Online Services you can download your account transactions directly into Quicken® and Quickbooks® with a few easy clicks.

Put your extra cash to use.
If you have some money left over after paying bills, consider investing it in a Certificate of Deposit (CD). When the CD's term ends, you'll likely have earned more interest than you would have earned from just a savings account alone!

Partner with Wealth Strategies.
Whether you have a diversified investment portfolio or don't even know where to start, Woodforest Wealth is here to help you manage your money. Reach out to us and collaborate with our wealth specialists today!

Featured Tools

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Consumer Overdraft Services

Help protect yourself from fees with
our overdraft services.

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Online and Mobile Banking

Open one of our eligible Woodforest
accounts from wherever you are.

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Certificates of Deposit

A variety of terms to choose from
with a minimum investment.

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Wealth Strategies

Personalized wealth management
and financial planning.

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Transfer and Pay

Move money to/from your eligible
Woodforest accounts.

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Quicken

Download your account
transactions in a few easy clicks.

Nine Tips to Simplify Your Finances Nine Tips to Simplify Your Finances

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Securities are offered through Raymond James Financial Services, Inc., Member FINRA/ SIPC, an independent broker/dealer, and are not insured by bank insurance, FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risk, including the possible loss of principal. Woodforest Wealth and Woodforest National Bank® are not registered broker/dealers and are independent of Raymond James Financial Services. Woodforest Wealth is a division of Woodforest National Bank®. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc.

Additional insurance services are brought to you by Woodforest Financial Services, Inc. dba Woodforest Insurance Partners. Insurance products are not insured by bank insurance, the FDIC, or any other government agency, are not deposits or obligations of a bank, are not guaranteed by a bank, and are subject to risks and may go down in value, including the possible loss of principal. Woodforest Insurance Partners is not an insurance company but acts as an agent for certain insurance companies. Woodforest Insurance Partners is paid commissions and may receive other performance-based compensation for its services. The compensation received by Woodforest Insurance Partners may vary by insurance company. Products not available in all states. Woodforest Financial Services, Inc. (dba Woodforest Insurance Partners), Texas State Insurance License Number 9118.

 

INVESTMENT AND INSURANCE PRODUCTS ARE:
• NOT A DEPOSIT • NOT FDIC-INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
• NOT GUARANTEED BY THE BANK • MAY GO DOWN IN VALUE