Refer a friend. It's a win-win.

Banking with Woodforest has its rewards.

Know someone that would love banking with us? Refer a friend to Woodforest National Bank and you could both earn extra money to spend!

Simply follow the steps on this page and start telling your friends, family members, and coworkers about Woodforest. When you refer someone that opens a new personal checking account and meets the qualifying activities, you could both earn up to $25!* It’s a win-win for you and your friend!

Here’s how to refer your friends and earn rewards!

Step 1 icon, pencil writing in a paperStep 2 icon, chatting bubblesStep 3 icon, money

Complete our Refer a Friend form.

Tell your friend about us.

Start earning rewards.

Simply download, print, and fill out our Refer a Friend Form (PDF) or pick up a copy of the form at a nearby branch.

Give your friend a copy of your completed Refer a Friend form, and invite them to visit a branch.

When your friend opens a new personal account and meets the qualifying activities, you’ll both earn up to $25 in rewards!*

Refer up to four friends and earn up to $100 per year!

For more details regarding our Refer a Friend Program or to get copies of the Refer a Friend form, stop by one of our convenient branches to speak with a Woodforest retail banker.

*Important Notice: Due to the confidential nature of banking information, we cannot disclose any information about qualifying accounts opened by the individuals referred. To participate in the program, the offer is only valid for new Woodforest National Bank (“Woodforest”) customers who open a Woodforest personal checking account by September 30, 2024. Accounts opened online do not qualify. This is a limited time offer and may be terminated or changed by Woodforest at any time without notice and cannot be combined with any other offer. Termination of or changes to the offer will not impact earned rewards or reward eligibility in progress. Employees of Woodforest are not eligible for the offer.

Referral Reward/Account Information: Referral Rewards are available to all eligible Woodforest personal checking account holders beginning 35 days after account opening. To receive the Refer a Friend Program Referral Rewards:

  1. Current Woodforest customers can refer up to four (4) family and friends to open a new Woodforest personal checking account at their local branch location. Referring customers can receive up to four (4) Refer a Friend Rewards (potentially $25 per referral, totaling $100) per calendar year. Qualified new referred customers may earn up to two (2) referral rewards (one $5 reward and one $20 reward) on their new primary checking accounts. Offer is limited to two reward credits per qualifying customer and account regardless of joint ownership or if customer chooses to open multiple accounts.
  2. To earn the $5 referral reward, referred individuals must open a personal checking account with the minimum opening deposit requirements and keep the account open for a minimum of 35 days. On day 35, both the referral customer and the referred customer will qualify, and each account will be credited for a $5 referral reward.
  3. To earn the additional $20 referral reward, all qualifying activities must post to the referred customer’s account within 90 days after account opening. Qualifying activities include the new checking account 1) being open and active for a minimum of 35 days, 2) maintaining an average positive ledger balance, 3) having a minimum of three (3) Qualifying Deposits1, and 4) having a minimum of fifteen (15) Qualifying Debit Card Purchases2 post to the account. On the day all qualifying activities are met, both the referral customer and the referred customer accounts will be credited for a $20 referral reward.
  4. Referral reward credits will not be deposited to accounts closed or restricted (i.e., charged off or frozen) at the time the reward payment is to be posted.
  5. This program ends on September 30, 2024; however, referral rewards can be earned and credited through December 29, 2024.
  6. Referral rewards can be considered either miscellaneous or interest income and may be reportable to you and the IRS on Form 1099-MISC or Form 1099-INT if applicable.

1 Qualifying Deposits include cash or check deposits, your paycheck, pension, government benefits (such as Social Security), or other regular monthly income from your employer or the government. Transfers from other Woodforest accounts to the new checking account do not qualify.

2 Qualifying Woodforest Debit Card Purchases include transactions made to buy goods and services and are net of returns or other adjustments.

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