Deposit Interest Rates

APY accurate as of

Business

Annual Percentage YieldBalance Required to Earn APY
Business Plus Checking
(Unlimited Transactions)
0.35%$0.01
Savings Account
(Under $10,000)
0.25%$0.01
Savings Account
(Over $10,000)
0.50%$10,000
Money Market
(Limited Transactions)
0.50%$0.01

Monthly service charges and/or excessive withdrawal fees may reduce earnings on account.

Business

Annual Percentage Yield (1)
14 day0.05%
1-month0.20%
3-month3.00%
6-month3.35%
8-month(2)   Limited time offer!4.75%
1 year1.70%
13-month(3)   Limited time offer!4.25%
2 year1.55%
3 year1.40%
4 year1.30%
5 year1.35%

Penalties may be assessed for early withdrawals.

The annual percentage yields (APY) listed above are accurate as of the date posted above. The APY assumes that all interest will remain on deposit until maturity. Fees could reduce earnings on the account. Penalties may be imposed for early withdrawal. The daily balance method is used to calculate the interest. A $500 minimum deposit is required for Certificates of Deposit and IRAs. Rates on checking and savings accounts may change after the account is opened. Ask a retail banker for minimum opening deposits for our checking and savings products. For complete information regarding our many products and services, please speak with a retail banker. Rate may change after the account is opened.

(1) The APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity.
(2) Special Promotional APY is subject to change without notice. At maturity, the 8-month CD term will auto-renew to a 6-month CD term at the then current rate. This is a limited time offer and may be withdrawn at any time without notice.
(3) Special Promotional APY is subject to change without notice. At maturity, the 13-month CD term will auto-renew to a 1 year CD term at the then current rate. This is a limited time offer and may be withdrawn at any time without notice.

© 2024 Woodforest National Bank
Member FDIC Equal Opportunity Employer - Equal Housing Lender Equal Housing Lender
Equal Opportunity Employer
Woodforest National Bank

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